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Get the latest phone - Pay Interest Free

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See our Interest Free payment options for buying a new phone.

With our Interest Free payments, you can spread the cost of your phone over 12 months, 24 months, or 36 months - to make it more manageable.
Interest Free is available on all our mobile phones valued from $149 and above - with a $99 upfront deposit.
Terms and credit criteria applies.

Start by finding the phone that you want, and simply choose the timeframe that suits you best - 12 months, 24 months or even 36 months. You'll see that option in "Payment options".

Interest Free terms: Total monthly cost is phone cost, plus plan cost, plus an initial $99 deposit. Balance of phone cost must be repaid if you exit, transfer or trade down your plan before your Interest Free Term expires. Credit criteria and terms apply, see Interest Free terms and Mobile terms.
Available for selected mobile phones on eligible Open Term plans only. Terms and conditions apply.

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Frequently asked questions

What mobile plans can I buy with an interest free phone?

Almost all of our personal open term plans and 24 month Pay Monthly plans are eligible for interest free device payments.

What’s the difference buying it over 12 months, 24 months, or 36 months?

The longer the payment term, the lower the payments are, so if you choose the 24 month term your total monthly cost will be more affordable.

Do you have any other fees?

As long as you continue to make the monthly payments on time, you do not have to worry about any further establishment fee or yearly fees.

Which payment term is right for me?

It all depends on what is best suited to your needs and budget.


Some customers like to pay off their phone as quickly as possible, so opt for the 12 monthly payments on their new phone. While other customers like to have lower monthly payments, which is why the 36 month Interest Free term is right for them.

For example a phone a with an RRP of $799, after paying the $99 deposit the remaining monthly payments would be $19.44 a month on 36 months, $29.17 on 24 months, and $58.33 on 12 months Interest Free

Why choose a 24 month mobile plan vs an open term mobile plan?

Most of our 24 month plans give you a discount off the cost of the phone, so this may lower the monthly interest free amount that you pay.

How do I pay for my new phone on Interest Free?

The monthly repayment is added to your monthly mobile bill and can be viewed at any time in the My Vodafone app.

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